Property damage, liability, and business interruption insurance policies are crucial components of effective risk mitigation strategies, and they can serve as essential lifelines when things go wrong. When you are clearly entitled to coverage, filing a claim is supposed to be a relatively straightforward process, as insurance companies have both a contractual and a statutory obligation to process policyholders’ and third parties’ claims in good faith.
But this does not always happen. Bad-faith insurance claim denials are relatively common; and, at Tesser | Grossman LLP, we routinely represent first-party and third-party claimants in insurance bad faith litigation. With decades of experience representing clients with respect to insurance claims in California, across the United States, and around the globe, our litigation attorneys have the deep experience you need to force the insurance company’s hand and secure the coverage (and additional damages) to which you or your company is entitled.
Please visit our Case result page to learn more about our insurance practice.
We Help Our Clients Overcome Bad Faith Insurance Denials
Of course, not every delay or denial of an insurance claim constitutes bad faith. Investigating complex insurance claims takes time, and there are many legitimate reasons why insurance companies can deny first-party and third-party claims. With that said, policyholders and third-party claimants should not assume that delays or denials are justified, and the line between reasonable and bad-faith determinations can be difficult to discern.
At Tesser | Grossman LLP, we have significant experience determining whether insurance companies’ practices cross the line into bad faith, and we have an extensive track record of success in insurance bad faith litigation. We assist our clients with all types of claims, including those involving:
- Commercial general liability (CGL) insurance
- Umbrella liability insurance
- Property loss and flood insurance
- Business interruption insurance
- Automotive insurance
- Homeowner’s and renter’s insurance
- Title insurance, event liability insurance, and other specialty insurance policies
When dealing with a bad-faith insurance delay or denial, reacting swiftly can be critical to mitigating your financial losses and reducing the likelihood that you will need to litigate your case through trial. Our lawyers can efficiently conduct a thorough assessment to determine whether a claim for insurance bad faith is warranted, and we can advise you regarding your immediate next steps. Regardless of the circumstances involved, we can take over dealing with the insurance company—whether that means applying pressure to force coverage or filing a lawsuit and preparing to take the insurance company to court.
Our Lawyers Step in When Securing Coverage Proves More Challenging than Anticipated
When you file an insurance claim, you expect to face some challenges. But you do not expect the insurance company to sidestep its legal obligations and handle your claim in bad faith. Our lawyers step in when securing coverage proves more challenging than anticipated, and we rely on our breadth of experience, and focused, result-driven approach to efficiently obtain positive results for our clients. In many cases, this includes not only securing coverage but also securing additional compensation for the costs incurred as a result of the insurance company’s bad-faith practices.